You had
better set goals that you can achieve in small, achievable
increments or else you’re doomed to failure. Let’s say for
example that you set a goal of becoming a millionaire. OK. Now
what? Do you put down this book, pick up the remote and
channel surf, or do you pick up a pad and pen, or your lap top
and start making an organized list of what it is that you need
to do to accomplish this awesome task?
The
problem with setting goals is that we often set lofty goals
and then get frustrated because the goals that we set seem
unachievable because they do not happen overnight. What
happens is that because we can not achieve a quick result, we
let these goals fade away as the volume on the television goes
up. It’s easy to say “I want to be a millionaire.” It’s
another thing to sit down and actually figure out how you are
going to do it and then implement a plan.
First
thing that you have to do is get your short term goals set.
Depending on where you are positioned on the economic sh**
slide of life will determine just exactly where you need to
begin. For most of us poor slobs, it will be things like
getting credit cards under control, paying off bad debt,
keeping a roof over your head, or in the case of children,
which I hope to god you haven’t been stupid enough to
reproduce without at least managing to carve out some sort of
career path for yourself, you need to provide for them.
The first
goals that you need to accomplish are well know to yourself,
and if you can’t get these under control, then you are
probably not going to be able to get anything else under
control.
Most of
us are too afraid to ask, let alone take the time to track
just exactly where our money goes. For example; if you were
going to run your life the same way that the major
corporations which are fleecing you out of everything that you
own do, you would know where every single fraction of every
cent in your possession goes.
If you
have to ask yourself this pathetic question, it shows just how
far down the shit slide you actually are. Fact is that most of
us do not know where our money goes. Corporations make
billions assuming that you do not know where your money is,
because if most of us ever figure out where our money is, then
big business is doomed. In all probability, your money
probably goes everywhere except where it is supposed to be
going.
The
little stuff adds up.
Everyday
we are all faced with small little decisions about where and
how we can spend our money. Usually you start off with the
morning commute with a cup of coffee, a newspaper, and
something to eat for breakfast. Right there before you have
even started making money, you have spent close to ten or
fifteen dollars on the little bullshit that you think you need
to get your day started, and that does not include what it
cost you to get to where it is that you have to work.
Now if
you’re smart, then you will begin to start breaking down just
exactly what it cost for you to function as a human being. You
can bet your ass that the corporations know to the penny what
it cost to do whatever it is that they do. Probably right down
to how many sheets of toilet paper you use to wipe your ass
with during the calculated time it takes for you to take a
dump. That is what they do, and that is what you should be
doing, taking the time to figure out how much it cost you to
do what you do.
There’s
no complicated spreadsheet or software that you need to do
this. Just take a simple notebook and start writing down just
what it is that you spend. At the end of the week sit down and
add it all up. It will probably amaze you as well as piss you
off that you have spent so much on stuff that you really don’t
need. Over time you will figure out that what we spend on the
little stuff adds up to a fortune.
How you
cut down on what it is that you spend is up to you. We all
have to make choices. But the reality is that skipping a Star
Bucks or two, a few times a week can really add to your bottom
line. Point here, is to become more self aware of what it is
that you are spending, and where it is that you are spending
it and the only way to find this out is to keep track of what
it is that you are spending. Once again, if you have to buy
something to track where you are spending your money, then you
are defeating the purpose.
Your cell
phone is sucking the life out of you.
Your cell
phone is draining you of precious dollars. For you to become a
millionaire you must scale back the urge to purchase the
fanciest phone that money can buy. If it looks cool, then you
shouldn’t be using it. There is no need for a flashy cell
phone. What you need is a phone that will allow you to make
and receive calls. You do not need internet access and all of
the other services that are being offered up by the big cell
phone companies. They are useless time killers that help keep
you in debt.
A few
weeks ago I stood outside an Apple store doing a story about
the people who were standing in line waiting for the
opportunity to buy the new iphone. There must have been at
least two hundred people lined up. I don't care who you are,
you do not need a phone like this to add to the slow drain of
money out of your bank account. If you’re rich, OK. But if
you're a poor slob, then you should not be buying something
that is going to cost you 500 dollars on top of a service plan
that is going to cost you 79 dollars a month. Jesus and you
sit there wondering why you are not a millionaire.
The big
corporations have got their hooks into us so bad that we don't
even know what we want any more. We have been conditioned to
buy from the moment we’re born and the corporations spend
billions of dollars a year to make sure that you are standing
in their stores buying what you don’t really need. What we
need to do is reprogram ourselves not to buy. Take a look
around your house? What do you see?
Unless
you need it to make your first million do not buy it. Until
you get rich you can make do with a CD player or a cheap
digital player. Same goes with DVDs, plasma screens and other
toys. When you become a successful millionaire you can have it
all without having to worry about paying the credit card bills
that come with possession of these items at the end of the
month.
Take for
example, a plasma screen TV. Why in the f*** do you need a
plasma screen TV when you should be spending your time
creating whatever it is that you are going to make to become a
millionaire instead of watching the mind sucking dribble that
is being produced on television.
One thing
that you always have to remember is that as long as we have
money in our pockets, corporate America will find a way to
invent something, advertise it and then get us to buy it and
suck that money right out of your pocket. Point is we do not
need to buy things that we don’t really need. We already have
piles of things that we have already been brain washed into
buying stored away in containers that we buy from “Target” to
store them in. Break the cycle!